Secure by Design: Authentication & Security in Finxone Design Studio
In the world of fintech, security isn’t optional—it’s essential. That’s why Finxone Design Studio comes with compliance baked in, giving you powerful tools to protect sensitive workflows from day one.
Whether it’s revealing a PIN, viewing a stored card number, or confirming a high-value transaction, the Authentication and Security Module lets you add verification steps where they matter most—without writing a single line of code.
Flexible Security for Real-World Scenarios
Let’s say a user is trying to reveal their PAN (Primary Account Number), and your app requires an SMS one-time passcode (OTP) to confirm their identity. But what if they’re in a signal blackspot or traveling abroad? With Finxone, this isn’t a blocker—it’s a solved problem.
The Authentication and Security Module allows you to add multiple authentication methods into any workflow and define the fallback order using intuitive drag-and-drop tools. If SMS fails, the system can instantly offer an in-app PIN or biometric check as a backup—delivering both security and convenience in one seamless experience.
Authentication Methods Available
Finxone supports a broad range of authentication options that can be mixed and prioritised based on your project’s risk appetite or compliance needs:
SMS One-Time Passcode (OTP)
Authenticator App Codes (e.g., Google Authenticator)
In-App PIN
Email One-Time Passcode
Device Biometrics (e.g., Face ID, Touch ID)
Password
These can be layered together or used individually, depending on the sensitivity of the action. For example, accessing account settings might only require a PIN, while revealing a card number could demand a two-step verification flow combining email OTP and biometrics.
Add Security Challenges to Any Workflow
Best of all, these challenge steps aren’t limited to logins—they can be dropped into any custom workflow across your application. Whether it’s making a payment, viewing sensitive data, or authorising a change, adding authentication is just a few clicks away.
The system is highly configurable, enabling you to tailor when, where, and how authentication is enforced—keeping your application both secure and user-friendly.
Fintech-Grade Security, Without the Friction
With Finxone Design Studio, you don’t have to choose between compliance and user experience. Our Authentication and Security tools ensure that your app is resilient, responsive, and regulation-ready—no matter how your users access it.
Log in to Finxone Design Studio today to start building secure, compliant apps with confidence.
